Am I missing something, or is there not a bank in this game? c:
I'd love for a place to store all my excess Gold that I don't need XD Maybe withdraw a nice amount for shopping etc.
I think you should be able to store Diamonds and Scales too! I personally don't like carrying large(ish) amounts of currency on me in these kind of games. I often end up having about 500k gold, though I barely use it. I'd be fine carrying about 10-20k around at a time, haha!
There doesn't have to be an interest system (or whatever it's called) that increases the money you've put in the bank overtime.

Maybe it could have a system that sends 10% of the gold you get when you receive some(mission, battles etc.), straight to the bank. That way you'd slowly build up some cash in there, perhaps even without noticing! This feature should have to be manually turned on, I think.

Positive points:
- Help organize spending (Personal problem of mine, hehe)
- You could always have some reserve money for crises

Negative points:
- Er.. Programming would be involved, haha cx

I can't think of any more, but that's because I'm in a rush! I'll update this when I do c:
Thanks for reading!

I suport I always find it easier to save money if l can put it in a bank! Out of site out of mind type thing!

I think this is a good idea!

In addition I'd really like it if it had interest. Like if you put money in you could keep it in for a week and you'd get like a ten percent interest on it. (Example: 'You have put 1000 gold in your bank. 1-10-14.' *Leaves it in for a week* 'You have gained 100 gold in your bank. 1-17-14') And it could be where you can take it out when ever you want but the interest restarts.

Also, to make it more fair, it can be where the person in question loses the interest if they don't get on for a few weeks. Or it just turns off and they just stop earning interest.

One point I heard from admins' point of view was that players can hold an infinite amount of currency at any time, so there's no real need to put more gold anywhere else (in the end, it's just one lump sum of gold/diamonds in one account).

While people prefer "out of sight, out of mind," I kinda just lived with the whole "oh I have 1,100,000 gold, but in reality I'm not allowing myself to spend 1,000,000 of it" and so on. It's quite a workaround though instead of having a real bank. (It's like having $20 in your wallet and you have to tell yourself not to spend $10!)

The suggestion's valid, though, and I've seen countless threads in the past suggest it, (and I thought it was because) mainly because banks are staples in other RPGs.

If I had to suggest anything in the future regarding banks:

-way to hold other currencies, like diamonds/AP/scales, because why not

-item storage, because if we're suggesting *another* place to put our gold, why not suggest *another* place to put our items? (out of sight, out of mind, there's like a ton of items I want to put away into storage that I don't want to be tempted to use, same argument)

-I remember Neopets had a thing where it collected like 1% (or some small amount) of whatever was in the bank, but only if the user collects it themselves manually. It gives players the responsibility to get the interest themselves (just to log in and get it themselves is an easy feat), instead of it piling up and having to code more exceptions to who gets interest and who doesn't under what circumstances.

-titles/achievements for saving money o: encourage people to save and have budgets and such

I love this idea. I really think sylestia needs this, I got about 150k the other day from something and I spent about half of it without knowing - Yes, im one of those people.

I love this idea, I've thought of it several times myself before. Like others said, I'm good at spending more gold than I realize, a bank would be awesome to prevent that.

There are actually good reasons for implementing a bank in game, even if you can hold unlimited gold in your hand at all times.

As Flute said, in Neopets and other games, the bank can make interest payments payable daily, but only if you manually pick it up. This encourages regular play. On several games i have played, the bank is upgradable- if you put in a low amount of money, you get low interest. If you put in a lot of money and keep it in the bank, you get a higher interest rate. Either way, you have to actually collect the interest daily for it to work.

One reason I would love to have something like this is that every once in a while I make a big purchase, and usually I save to do so. However, with all your gold (or worse, diamonds) in your hand at all times, if you click on something and it glitches, hangs or whatever, so you click it again... you end up sometimes buying twice. This happened to me right at the beginning of the Winter festival. I needed a new tab on my inventory to hold stuff, clicked on it and it glitched. I ended up buying TWO tabs where I really only wanted one. 8 mil gone in a flash. I suppose I could have gone to the admins and complained, and maybe got my money back, but if I had the excess in the bank instead of openly available, then I would have bought just the one, and the second would have gotten a pop saying funds not available or whatever it says.


One note though- the interest rate should only work on gold, not diamonds. Diamonds are supposed to be purchased, so I think they should be vaultable (which would protect you from unwanted random diamond purchaases), but no interest is gained from them.

I'd love a bank even without interest. I don't make impulse purchases very much but I still like to set aside money and watch it grow the more I put into it, and have that separate from what I am using to buy day to day. On other sites with non-interest banks I find it very useful to be able to have the separate amount for when I am saving up for something large.

I support this idea. I love hoarding currency on games. On Sylestia I remain to be good at it but it really helps when I am able to have a set amount to spend every day.

It would also be nice to be able to keep track of how much gold you made that day. It would be easy to do this if let's say you take out 5K every day and before you log out you can see how much you've collected.

It would also encourage earning goals. You could tell yourself, "By the end of this week I want to see a 100K increase." Even though you could make a note of your starting gold it would be even more helpful if there was a bank for you to deposit everything...

You know, I think I've lost count of the number of times this has been suggested.

I still support, but when we'll get it is anybody's guess.