~Tigress's Bank~
Name change~ And with it, I'm revamping some aspects of this bank since some things aren't working as well as I'd like. Like before, I'll be working with each individual player to figure out a plan that would work best. If you would like to request a loan, please fill out the form and ping me. :)

Deconstructing / Explaining the Form

Amount of gold requested:
Indicate how much gold you would like to borrow and I'll let you know if that works for me. Generally speaking, I'd be willing to loan out anything under 50k. For amounts more than 100k, I will look at how much gold you make and how quickly you will be able to pay me back. The max amount that I am willing to lend out is 500k, but only if I know you to be trustworthy and able to pay me back in a timely manner.

Amount of diamonds requested:
Similar to the gold request, let me know how much you would like and we can work something out. Loans under 25 dia will generally be accepted. Max amount for diamonds is 100 diamonds because I don't have as much dia as gold.

Purpose:
This part is just so I can get some context for why you want the gold.

Current income situation:
Are you an older player who can make 100k a day or a younger player with less income? Do you have a project that's almost done and can plan on selling some offspring? Are other players going to pay you back soon? Basically, tell me anything related to how much gold you can make currently or in the near future.

Proposed Payment Plan:
Let me know how you intend to pay me back. I would recommend setting a minimum weekly payment value. That is, every week, what's the minimum you intend to pay me. Of course, you're free to pay more than what you say. This part is quite negotiable so let me know what you think and we can chat about it. I'm a bit busy in real life, so you'd have to remind me every week or if you aren't borrowing that much, I'm fine with getting the full amount at the end of your loan time.

Expected Loan time:
Based on your proposed payment plan, when do you expect to have finished paying me off at the latest? At the moment, I would like all loans to be paid within three weeks since people kept disappearing. Of course, I will consider special circumstances on a case by case basis.

Fees:
This part is entirely new. My old interest system was too hard to keep track of. Now, I'm assigning a static fee to each transaction over 40k. Here are the fees for the amount wanted. To convert to diamonds, use 2k = 1 diamond.
0k-40k: no fee
41k-100k: 5k fee
101k - 200k: 10k fee
201-300k: 15k fee
301-400k: 20k fee
401k-500k: 25k fee

I did say that I'd like all loans to be paid back by 3 weeks, but if you'd need a longer loan, there will be a 5k per week fee. This is calculated at the end based on how long you actually had the loan, not how long you predicted. (So if you pay me back earlier, you could avoid this fee).

Special Circumstances:
Are you a newbie? Is this loan for charity work? If either of those situations apply to you, let me know and I'd be willing to reduce or waive fees.

Alternative Payments:
I will accept diamond payments in place of gold at a 1 dia = 2k rate, but not gold for dia. I may also consider pets though I'm generally only interested in tagged pets (especially puffs), pb 6v offspring, and max stats. When the fest starts, I may consider fest items as well.

Other:
I will try to check in with you at least once a week.
I'm generally pretty active on Sylestia so you'll probably get a response within a day if you ping.

Summary of Numbers:
Amount of gold: 50k (always) to 500k (depending)
Amount of diamonds: 25 (most times) to 100 (depending)
Max loan time: 3 weeks unless we've discussed
Fees:
0k-40k: no fee
41k-100k: 5k fee
101k - 200k: 10k fee
201-300k: 15k fee
301-400k: 20k fee
401k-500k: 25k fee
5k for each week over 3 weeks


Request Form:
Amount of gold/diamonds requested:
Purpose:
Current income situation:
Proposed payment plan:
Expected loan time:

For returning customers, I've changed a couple things. Namely, I've reduced max loan amounts and max loan time and replaced the interest system with a fee system. See the summary for details.

Another update! Real life is too busy right now and I don't have as much gold as I used to, so I'm trying to close this bank. I'm still waiting on a couple loans, but in the meanwhile, I'm limiting loans to small short term ones or not accepting them altogether. Thank you for everyone who's visited and I hope I was able to help out!

~Currency Exchange~

Gold for Diamonds
I will exchange gold for diamonds. Currently no limit, so ping me if you would like to sell your diamonds.
Current rate is 1 diamond = 2k gold.

FR treasure for Sylestia gold:
I will exchange FR treasure for Sylestia gold. Currently no limit, but I may need time to get enough treasure if the amount exceeds 100k.
Current rate is 1 FR treasure = 1 Sylestia gold

FR gems for Sylestia diamonds:
I will exchange FR gems for Sylestia diamonds. Current stock: 55
Current rate is 1 FR gem = 1 Sylestia diamond

~Current Loans~

User: Crazyperson
Starting date: 6/8
Last updated: 8/11
Amount paid: 95k/200k

User: Duckbunny427
Starting date: 6/12
Last updated: 6/12
Amount paid: 20k/150k

User: Ska6146
Starting date: 8/5
Last updated: 8/5
Amount paid: 0/275k
Notes: inactive player

Spooders: 135k by Dec 7

User: Foxelemantalspirit88
Starting date: 12/15
Last updated: 12/15
Due by: 12/22
Amount paid: 0k/40k
Total fees: 0k

User: Lilacmoon
Starting date: 2/3
Last updated: 2/6
Due by: 2/17
Amount paid: 3k/35k
Total fees: 0k

Mass ping list:
Foxelemantalspirit88, Duckbunny427, Crazyperson, Spooders, Lilacmoon

Format (for my convenience)
User:
Starting date:
Last updated:
Due by:
Amount paid:
Total fees:

reserved

bump

Amount of gold requested: 70k
Amount of diamonds requested: N/A
Purpose: To buy a new Tab
Current income situation: Need gold quick as 100% full. Can get at least 5k every day.
Proposed payment plan: I can pay with Flight Rising treasure or just gold
Expected loan time: About 1 week, maybe a bit more

That's fine. Send over a CoD. :)
I'll take FR treasure for now since I'm still trying to pay someone back. Let me know when you want me to send a CoD or send me a crossroads when you can pay me :)

So how much treasure would it be?

Edit: Sorry, didn't read it properly. :)

You can send me a CoD of 20k FR treasure now. :)

70k treasure for 70k gold. I can also do a mix of Sylestia gold and FR treasure :)
I believe on FR, you need to start the trade. Send me a one way crossroads for 20k. My username is also Sandstorm514 :)